The year 2022 was a challenging year for many industries and sectors. Two years after the global pandemic that shook the entire world, we are still coping with the aftermath. Through hard work and sheer determination, Credit Guarantee and Investment Facility, a trust fund of the Asian Development Bank (CGIF), tackled the many difficult tasks that came with the fallout from the ensuing health crisis.

This year’s cover conveys working together and pulling oneself up and others to overcome the hurdles. This is a symbolism of hard work, courage, and a sense of vertical progression. While the market remains tough and more obstacles still lie ahead, we are confident that we will conquer all these challenges together. We will still realize our goals. We value and promote a culture of action within CGIF, and we remain committed to our ongoing developmental and sustainable work in the region.

For 2023 and all the years ahead, CGIF will continue to maintain its vision, innovation, and commitment to driving meaningful change in the ASEAN+3 region.